Did you know that the FTC has put in regulations to protect consumers?
We want to thank you for choosing Credit Pulse for your needs in credit restoration. Credit Pulse uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. We look forward to improving your credit rating as quickly as possible.

CALL FOR CREDIT REPAIR: 1 (808) 498-2137


Getting started...

During our office visit, you will be asked to bring pictures ID, SSN Card and any relevant documents.


We can legally DELETE OR BLOCK anything on a credit report within 60-90 days in some cases even sooner

Did you know that more than 500,000 Americans declare bankruptcy each year? While unfortunate, it’s helpful to know that you are not alone when it comes to dealing with a bankruptcy. Even after your bankruptcy is discharged, there is the aftermath to contend with as well; namely, repairing your credit

The law allows people who are unfairly labeled as having bad credit to dispute any of the questionable items in their credit reports with the three credit bureaus, Equifax, Experian and TransUnion. Legally dispute negative items on credit reports.
Child Support

Child support arrears remain on your credit report for up to seven years, unless you make a deal with the child support enforcement agency. An agency may agree not to report negative information to the credit reporting agencies if you pay some or all of the overdue support.


Collection accounts stay on the credit report for seven years from the original delinquency date of the original debt, or the date of the first missed payment after which the account was no longer brought current. You may see both the collection account and the account with your original creditor on the credit report.

How do I improve my credit score?” is the first question most of us ask when we’ve been turned down for a credit card or loan. And rightly so: An average to below-average credit score (720 or lower) can keep you from getting credit

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According to FICO, if your credit score is 680, a foreclosure will drop your credit score on average by 85 to 105 points. If your credit score is excellent at 780, a foreclosure will drop your score by 140 to 160 points. ... Foreclosure, short sale or deed-in-lieu: 85 to 160.


Although judgments can only remain on credit reports for seven years from the filing date, it doesn't mean they're simply going to go away at that time. In most jurisdictions a judgment creditor can have the judgment re-filed or “revived” before it expires, which varies state by state.

Medical Bills

Unpaid medical bills can affect your credit scores. Typically, doctors and hospitals don't report debts to credit report agencies. Rather, they turn their unpaid bills over to a debt collector and it is the collection agency that reports them.

You can add 24 months of past rent payments to your credit report and build your credit history. The average time to see your results is 2 weeks. We have had clients go from 300 to 699 in less than 30 days. Sign up today!!!

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It is possible to have a repo removed from your credit report before the 7 years. ... Another thing you can do is file a dispute with the credit bureaus. If the lender can't verify that the repossession is valid or fails to answer the dispute within 30 days, then it can be removed from your credit report.

Student Loans

This site is for informational purposes only to help individuals better understand programs/strategies that may be available.

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Tax Liens

Many people with tax liens on their credit reports mistakenly believe that the IRS or the state tax authority has directly reported the lien to the credit bureaus. That is a myth. Rather, the credit bureaus themselves proactively seek out tax liens and other public records

What You Can Expect:

Credit Check- When you enroll in our program, we instantly pull your credit reports. We organize the data in a way that helps you identify items you want to challenge or change. This then helps us know exactly where to focus our efforts — and how to build a game plan to meet your personal goals and needs.



Get The Business Loans & Credit Lines You Want and Need, When You Need Them and Even when Banks Might Say “NO.”
Credit Pulse helps you get approved for credit lines and loans to start and grow your company- even when banks say “NO”. Get the money you need when you need it, and enjoy great interest rates and low monthly payments through hundreds of lenders and investors

At Credit Pulse, we work with all legitimate types of funding programs available today, offering funding through hundreds of investors and lenders through a multitude of different funding programs. This gives you the best opportunity to get the most amount of financing, at the best terms.

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Jennifer Lyn

Thomari was amazing. He was very polite and informative. The actual repair process didn’t take as long as I had expected. My credit score improved by 30 points.

Joseph Schiedel

Need someone that knows what they are doing with credit? Thomari is the real deal! Highly recommended!

Monica Gonzalez

I thought I had no chance to restore my credit. Maui Credit Repair gave me a second chance regarding my credit. My score improved 50 points in 45 days.


Give us a call today and schedule a free one-on-one consultation. Office Hours:
Monday-Friday 9am-5pm PST.


1847 S. Kihei Rd. Suite #205
Kihei, HI 96753
(808)498-2137 Local
(888)302 0033 Toll Free


30-90 Days-
Turn Around Time
Personal Credit Education 10 years of experience

Enroll now!

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